What Can I Claim For Flood Damage?
Unlike other forms of damage, water damage can be particularly tricky for homeowners to address. For example, if a tree hits your property or someone drives their car through your garage door, a homeowner cannot do much to prevent the damage but deal with its consequences. Water damage, on the other hand, is not always as sudden or simple to address. Water damage can be categorized either as a sudden occurrence or through gradual damage over time. Sudden damage will likely require an insurance company to compensate the owner for damage costs. However, gradual damage caused by neglect or poor upkeep may prompt a company to deny a claim after an investigation. Common types of flood damage include:- Flooding during and after a hurricane, squall, or thunderstorm
- Issues with sewage drainage
- Seepage through a home’s walls or foundation
- Poor roof maintenance that causes leaks or collapse
- Leaks from pipes or other plumbing
- Malfunctioning air conditioner units or other household appliances like washing machines, dishwashers, and refrigerators